Jason Fleming is a Loan Officer at NEO Home Loans, licensed to lend in all of Oregon and Washington. Jason is part of an award winning team, helping fund over a Billion in loans last year. Jason is able to bring unique lending abilities to families whether it's a first time home buyer, a seasoned homeowner looking to invest in an Income Property or second home, or a family looking to refinance their loan to a better rate and term. Jason's focus is on the client as a whole, not just the mortgage. Contact Jason to learn more today.
Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.
Conventional LoansFHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.
FHA LoansIf you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!
VA LoansCurious about refinancing your home in Oregon? Rates are historically low and now may be the right time to start saving money every month!
RefinancingNot sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!
This guide has all the information you need to navigate the home buying process with ease.
We truly appreciate the opportunity to work with you on such an important financial transaction in your life and look forward to exceeding your expectations!
